You can live in Togo much cheaper than in Western countries, but you’ll need to budget carefully: typical monthly costs average about $810 while take‑home pay is around $145, so local wages alone often won’t cover everything. Expect one‑bedroom rents near $293 in city centers or $162 outside, cheap groceries and $0.35 public transport fares, but modest utilities and occasional taxi fares. Keep expectations realistic, and if you keep going you’ll find detailed tips to help plan your move.
Cost of Living Overview and Key Figures

You’ll find living in Togo is particularly cheaper than in many countries: the overall cost of living averages about $810, roughly 1.41 times lower than the world average, ranking Togo 126th out of 197 countries. You’ll see the Cost of Living Index reflects that advantage, but you’ll also want to read the fine print: averages don’t erase local disparities. In practical terms, daily expenses like a lunch menu around $3.29 or a taxi ride for 8 km at about $12 keep routine life affordable for visitors or remote earners. Public transit fares near $0.35 make movement accessible. Yet the local wage picture is stark — average after-tax pay near $145 covers only a fraction of these costs, exposing inequity between residents and expatriates. If you’re seeking liberation through relocation or budgeting, compare the Index to your income source, plan for food and transport, and factor in the gap between nominal affordability and local purchasing power.
Housing and Rental Prices in Major Cities

After looking at everyday expenses and income gaps, housing becomes one of the biggest budget items to evaluate in Togo’s cities. You’ll find a one-bedroom in the city center averages about $293 monthly, while options outside the center run near $162. If you’re housing a larger family, expect to pay roughly $591 for a three-bedroom in central areas.
You should compare locations: urban centers command higher rents and tighter availability, whereas outskirts lower your living expenses but may cost more in time or transport. Demand in popular neighborhoods often outstrips supply, so you’ll face seasonal price swings and limited choices. Plan for upfront payments like deposits and factor in competition when budgeting.
Being pragmatic and strategic lets you stretch income toward greater freedom: prioritize what matters—location, space, or cost—then negotiate and time your move to secure the best housing for your goals.
Typical Food, Transportation, and Utility Costs

While food and transport in Togo are generally affordable compared with many countries, your monthly budget will depend on how often you eat out, travel by taxi, or rely on utilities and internet. You can buy lunch for about $3.29, a fast-food meal for $5.35, or a dinner for two around $28.80—useful benchmarks if you plug numbers into a cost of living calculator to get an estimated monthly total. Groceries are inexpensive: milk is $2.24 per liter and half a kilo of bread about $1.02, so cooking at home cuts costs considerably.
Local transport fares run near $0.35 per trip; an 8 km taxi is roughly $12, so frequent taxis add up. Utilities average $78.60 per month for one person, and decent internet (50 Mbps+) is about $46 monthly. Balance eating out, transit choices, and utility use to shape an affordable, autonomous lifestyle that matches your goals.
Income, Affordability, and Living Standards

One clear reality is that average take-home pay in Togo—about $145 per month—covers only a fraction of typical expenses, which run around $810 monthly, so you’d need multiple income streams or significant cost-cutting to live comfortably. You’ll notice income and living costs are out of sync: wages stretch for barely two weeks, while basic needs demand five to six times that amount. Lomé’s rank (126/197) shows relative affordability versus developed countries, but that doesn’t erase daily strain.
| Item | Typical Cost |
|---|---|
| Average salary (net) | $145/month |
| Average living expenses | $810/month |
| One-bedroom (center) | $293/month |
Compare food options: a $3.29 lunch or $5.35 fast food meal can be lifesaving choices when budgets are tight. If you want financial liberation here, you’ll focus on diversified income, local earning opportunities, and realistic expectations about lifestyle and saving.
Practical Tips for Moving to and Living in Togo

If you’re planning to move to Togo, expect to balance lower overall costs with practical challenges like modest local wages and occasional upfront expenses. Plan your budget around the Price Index: average living costs run about $810 monthly, cheaper than many places. Choose housing wisely—city-center one-bedroom rents near $293, while outskirts can be $162. Factor in deposits and utilities (~$78.6/month) so you won’t be surprised.
Use local transport to save: single tickets cost about $0.35 and taxis (8 km) roughly $12; compare convenience versus price. Eating out stays affordable—lunches around $3.29, dinners for two near $28.8—so allocate a flexible dining budget. Learn local rental Terms of Use and contract norms before signing. Bring emergency cash, secure health coverage, and build local networks for work and resources. Embrace simpler living standards to gain freedom: lower costs let you prioritize experiences, not possessions, while staying prepared for occasional upfront costs.
Frequently Asked Questions
Is It Cheaper to Live in Africa Than the United States?
Yes — you’ll usually pay less in Africa; cost comparison shows living expenses like food, rent, transport are often much lower than U.S. prices, so you can redirect resources, gain freedom, and stretch income toward your goals.
What Is the Quality of Life in Togo?
Like a patchwork cloth, the quality of life in Togo is mixed: you’ll face limited healthcare services and variable education quality, lower incomes and shorter lifespans, yet resilient communities offer practical hope and comparative freedoms.
How Much Money Do I Need to Live Comfortably in Africa?
You’ll need roughly $700–$1,200 monthly to live comfortably in many African cities; compare cost of living, daily expenses, rent and salaries, and choose locations where your income stretches further to gain economic freedom.
How Much Is Rent in Africa in US Dollars per Month?
You’ll find average rent across Africa varies widely: rental prices often range from about $150 to $800+ per month, depending on country, city size, and amenities, so compare locations to reclaim freedom and reduce costs.
Conclusion
Living in Togo is like tending a compact garden: costs are modest overall, but choices—city apartment vs. village house—shape your harvest. You’ll find food, transport, and utilities affordable compared with many countries, though salaries can be lower. Plan around housing in Lomé, budget for imports, and adapt to local markets to stretch income. With practical preparation and sensible comparisons, you’ll plant roots that yield comfortable, sustainable living.