Expect Westminster’s cost of living to run about 2% above the U.S. average. If you’re a single renter, plan on roughly $4,900/month with median rent near $2,148 (studio $1,788; 1‑bed $2,148; 2‑bed $2,563). Utilities, groceries, and transport are modestly higher than average; energy and phone bills can add ~$234 and ~$220 monthly. Home median price is about $631,661. Keep going and you’ll get detailed budgets, category breakdowns, and planning tools.

What Is the Cost of Living in Westminster, CO?

Although Westminster’s overall cost of living is only about 2% above the U.S. average, you’ll feel the impact in housing and utilities: median home prices hover near $631,661 and median rent is roughly $1,898/month, while utilities run about 13% higher than national norms (monthly energy averages about $233.74 and phone bills around $220.32).

Westminster’s cost of living is slightly higher—housing and utilities bite hardest, with median home prices near $631K.

You’ll pay slightly more for groceries—about 3–6% above national averages—so expect items like bread, milk, and eggs to cost roughly $4.05, $4.82, and $3.65 respectively.

Monthly expenses for a renter average near $4,926, reflecting housing, utilities, groceries, and transportation. Given those figures, a comfortable salary for a single adult is estimated around $59,112/year pre-tax to cover essentials and modest discretionary spending.

Use these data points to compare neighborhoods and budget realistically: housing remains the largest driver of cost of living in Westminster, so adjusting expectations on transportation and discretionary categories can help balance your overall budget.

Monthly Housing and Rent Breakdown

Housing is the biggest cost driver in Westminster, so let’s look specifically at monthly rents and what they mean for your budget.

The average rent in Westminster is $2,148 per month, with an average apartment size of 683 sq ft; that’s the benchmark for your housing cost planning. Year-over-year rent change is modest at about 1.1% (≈ $24/month), per CoStar Group market data updated quarterly.

Rent by bedroom shows studios at $1,788, one-bedroom rent at $2,148, two-bedrooms $2,563, and three-bedrooms $2,952+.

About 67% of rentals exceed $2,000/month, 21% fall $1,501–$2,000, and 12% are $1,001–$1,500.

There are roughly 627 available apartments, so inventory matters for negotiation.

To stay under an affordable rent threshold of 30% of income, you’d need about $7,160 monthly (~$85,920/year).

Use these figures to align room sizes (sq ft) with your priorities and income constraints.

Typical Monthly Budgets by Household Type

Because your household makeup drives expenses, we break down typical monthly budgets by household type so you can see where your money goes and how housing fits into the whole picture.

If you’re a single renter in Westminster, expect monthly expenses around $4,926, with housing costs averaging $2,219 — roughly what a one-bedroom apartment will cost. Renters’ budgets also include groceries (~$733), utilities (~$348), transportation (~$403) and goods & services that round out totals.

If you’re a homeowner, budget for higher overall monthly expenses near $8,648, including housing costs of about $2,457 plus increased utilities and maintenance.

For a married couple with young children (under 6), plan for about $7,850 per month, with groceries near $1,425 and housing around $2,308.

For families with older children (6–17), projected monthly expenses rise to approximately $9,051, with groceries near $1,664 and housing about $2,543.

Use these figures to shape a realistic family budget.

Key Category Costs: Groceries, Utilities, Healthcare, and Transportation

Start with the basics: groceries, utilities, healthcare, and transportation together shape most monthly budgets in Westminster, and each category runs a bit above or close to national averages depending on the source.

Start with the basics: groceries, utilities, healthcare, and transportation set most Westminster monthly budgets.

You’ll find groceries in Westminster about 3–6% higher than the U.S. average; expect Westminster grocery prices like a loaf of bread ≈ $4.05, milk ≈ $4.82, eggs $3.65–$5.61, bananas $0.76/lb, and roughly $733/month in groceries for a typical renter.

Utilities cost Westminster households roughly $176.90–$233.74 for energy, plus phone bills near $199.75–$220.32, totaling about $348/month in basic estimates.

Westminster healthcare costs sit near national norms (±5–7%): doctor visits $137–$213, dentist $112–$116, prescriptions $19–$23, about $155/month.

Transportation expenses Westminster run 3–9% above average: gas prices Westminster $3.12–$3.38/gal, maintenance ~$79–$80, and about $403/month.

Combine with average rent Westminster to set your monthly budget Westminster realistically.

Tools and Resources for Moving or Comparing Cities

When you’re comparing Westminster to other cities or planning a move, use targeted calculators and local market metrics to get realistic numbers fast: plug Westminster’s average rent ($2,148/month) or median home price ($631,661), current property-tax rates, and your down payment into rental and mortgage affordability tools to see if the 30% rule (about $85,920/year recommended income for that median rent) holds for your situation.

Use C2ER cost of living index comparisons to note Westminster sits roughly 2.0% above the U.S. average so you can adjust budgets for housing, groceries, utilities, transportation, and healthcare.

Run a moving cost calculator with distance, volume, and service level, and add local monthly utilities $233.74, phone, and transit fares to estimate true monthly spend.

Check rental affordability models that include average apartment size 683 sq ft, current vacancy counts (~627 units), and a 1.1% YOY rent rise to set search price bands and realistic timelines.

Frequently Asked Questions

What Is the Cost of Living in Westminster CA?

You’ll face above-average costs in Westminster: high rent drives expenses, plus commute costs, groceries shopping, utility bills, childcare expenses, healthcare premiums, entertainment options, seasonal clothing, phone plans, pet ownership, and home maintenance raising your monthly budget.

How Much Is It to Live in Westminster?

You’ll need roughly $4,900–$8,650 monthly depending on housing; budget commuting costs, utility bills, groceries budget, healthcare expenses, childcare costs, entertainment spending, pet ownership, local taxes, insurance premiums, and emergency savings accordingly.

How Much Does It Cost to Live in Westminster Colorado?

You’ll pay roughly $4,900–$5,500 monthly for comfortable living in Westminster, covering commuter expenses, grocery budgeting, utility breakdown, entertainment costs, healthcare access, public transit, childcare options, neighborhood safety, outdoor activities, and pet ownership.

Is Westminster Expensive to Live?

Yes — you’ll find Westminster a bit pricey: housing options and utility bills raise costs, though transportation access, neighborhood safety, school quality, job market, healthcare access, grocery prices, entertainment scene and climate impact vary by area.

Conclusion

In Westminster, CO, your wallet won’t implode — but it’ll work hard. Rent and housing dominate monthly costs, while groceries, utilities, healthcare, and transit add predictable, manageable layers. Use the budget templates and comparison tools to nail your monthly targets and avoid surprise sticker shock. With practical planning and the data above, you’ll know exactly where to tighten or stretch — turning Westminster from “expensive mystery” into a controlled, livable equation.